Run a credit check, which will include her address history and the dates she lived at each one. 

Most of our loans are fully amortized and those that aren't, are 10 year balloons where we'll have more than 50% equity (at the purchase price) upon loan maturity in 2030+. 

Quote from @Jonathan Snider: I have been saving up for a while to purchase my first STR.

Yes, the initial plan was to purchase a single-family home, renovate it, expand, and live in it.

My experience currently involves but is not limited to; breach of contract, embezzlement, coercion to include extortion and blackmail, and bribery from both lender and two NEW WESTERN agents.

There are a lot more things that occur as part of the contract that would be included including valuations for each parcel, specific tax consequences, proffers offered to the city etc. 

Great question - the seasoning period typically begins the day that you purchased the land.

This is the sum of all of the sources of gain including not only cash flow and appreciation but also depreciation and amortization of the loan. 

Quote from @Daniel Green: Hey everyone,  I'm Dan, 35 here, I'll be able to make my first purchase in summer '26.

The total cost including construction and permits (but excluding the land) comes to about $2.14 million.