When the government has their hands in the market, it's causing disruption that needs to be compensated by things like higher rates, lower LTV, cleaner credit, points, etc.

I typically bundle showing appointments consecutively for my own efficiency as well as to minimize the disruption of our current tenant.

@Tyler Work - it was odd because the city spokeswoman said they have no issue with someone renting out up to five individual rooms in their home which to me is more disruptive to a neighborhood with all the cars, etc.

Upshot: The disruptive technology of the Internet is threatening the Realtor entitlement.

I could easily put together a 50-100 page lease with everything that I COULD think of - but have to keep it reasonable for tenants.The other clause that would typically take care of this could be a noise clause saying that tenants can't disrupt the peaceful enjoyment of the property for others.

Elsewhere, concerns about noisy/disruptive tenants, working where collecting rent, etc. have been expressed.

One will find they're over leveraged if a disruption in their property's income is not able to be resolved by other funds. ie, if you have a W2 job with lots of income, you could survive better than someone that is completely dependent on their property's income to cover the mortgage.

To be honest I would just start there.I would also look up Ben Suttles of Disrupt Equity, I think he has a group or two in Houston. 

If the numbers tell you to move into all market rate tenants, just try to move the property that way gradually over the first year so you don't disrupt cash flow more than you have to. 

It will cost you a little more but their firms dont want to disrupt closings and might cut corners in order to get a deal done quickly.