You can use a VA loan as long as you have served in the military or are currently serving in the military.There are specific time requirements in the military, the min are for active duty are:Min 2 years of continuous service to be eligible for VA or the full period in which you were ordered to active dutyIf you're not active all you need is to be honorably discharged on your DD-214 (discharge papers) and if you're in the reserves or national guard (non navy, army, marines, air force) you'll need to complete 6 years of service.Un-remarried spouses of an eligible service member who dies as a result of service or service connected injuries can be eligible too.

So you need to have a plan on how will you pay the debt back and explain that to the Mortgagee.In the event, the BK was actually discharged, meaning she completed the plan properly and the debts were discharged by court.

If they actually filed bk and are going to get a discharge, then no there is nothing you can do.

Also I have never heard of a SECURED debt being discharged in a probate, unsecured yes but never a recoded secured debt, Also the will itself often has parts that say what debts will be paid off before property is disbursed.

Stalled or reversed sales because of BK filings, and then the bank doesn't finish or redo the foreclosure even when the BK is discharged.

I recently was honorably discharged from the military and would like to take advantage of the VA Loan.

Generally a person is barred from protection after a discharge and can be if false information was provided.

Bankruptcies must be discharged over 48 months, with re-established credit?

., to stop an auction, and never get their discharge you may still be able to use your selling point of waiving a deficiency.

These would be perfect candidates as long as bankruptcy has been discharged(because I can collect for 7 years before they can file again and someone who has gone thru a foreclosure will take several years before they'll be able to qualify.