After the amendment, the insurance company added the following premiums:Optional DeductibleLandlord's Premises Liab.Other Structures CoverageOrdinance or Law CoverageDwelling Additional CoverageProtective Device CreditFrom your experience, are these additional premiums needed?

If it is a residential loan type you will have an extremely hard time finding anyone to do it because there are loan standards set forward by Fannie Mae and Freddie Mac that handcuff lenders. 

Google Fannie Mae and Freddie Mac Multifamily and you will find the programs with the basic terms on their respective websites.

This does require a piece of hardware (USB Drive type device) but if you are looking for something they can set up in a couple of minutes then I would go with the Google Voice number.

Electromagnetic Fields (EMF) are given  off  by electrical  devices.

I am assuming this is a normal, conforming Fannie Mae/Freddie Mac type of loan. 

Back up those emails onto a physical device.

It's like a Mac (sadly price isn't great) but runs Windows and I'm able to run Photoshop, Illustrator, and After Effects w/o too many problems.If you really want to stay cheap then you could also look into a tablet w/ a Bluetooth keyboard.

If the loan amount is large enough it may qualify for Freddie Mac or Fannie Mae agency debt or contact your local\regional bank for loan products.2) Ask the listing broker if they can provide a submarket report from ALN, CoStar, or YardiMatrix. 

What I mean is....there is NO MINIMUM credit score requirement from Fannie Mae or Freddie Mac.