It messes up the entire loan because your max loan amount just decreased as well, so to make the loan work you don't need to put up 20%, you need to come with 30% to get the loan amount low enough to work with the rent constraints. 

Negotiated a small price decrease due to it being on the market for 60+days and also had seller pay 3% closing costs.

If you replace your roof, notify your insurance and your pricing is likely to decrease.

Feel free to connect so we can share some information on that area and Florence or Muscle Shoals if you are open, best of luck. 

This increase in dollar volume underscores the robust demand and high value of Miami real estate.List Price Success: Sellers received 97% of their original list prices on average, maintaining a steady rate from last year.Speed of Sales: Homes moved faster, with a median time to contract of just 28 days (a 6.7% reduction) and a median time to sales of 70 days (a 1.4% decrease).Inventory Levels: Active inventory rose by 27.3% to 3,864 homes, and the months’ supply of inventory increased by 33.3% to 4.4 months.

Buyers see the value and potential in Palm Beach townhomes and condos, making them a smart investment choice.Sellers should be aware that the percentage of the original list price received has decreased to 93%, and the median time to contract has increased by 40% to 42 days.

I've witnessed decreased credit scores, rising credit balances, and stricter underwriter guidelines.

We would like to decrease the amount we owe because we aren't going to do a 1031 exchange.

I am 52yo, a full time nurse and will not be leaving my job, but I would like to decrease the amount of hours I work.My dilemma: I currently own my own home (I owe about $165,000).

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.