Quote from @Virginia VanOeveren: To start as a private money lender, educate yourself on real estate investing and lending practices, define clear loan criteria, and conduct thorough due diligence on borrowers and properties.

It seems unlikely that he is avoiding you since he has been so consistent.

I will sure check all available tools BP provides to learn and practice analyzing deals.

Without reserves, they might be unable to evict tenants or prepare the units once they are vacant.Great points—walking the property and speaking with tenants during due diligence is a practice we now prioritize, along with running tenant histories through eviction databases.

If you have a solid ARV AND a great GC / team that you trust to do good work, consistently, and can stick to the timeline planned, even with hard money you will still make money at 75 or 80%, albeit a little less than at 70%. 

While I’m proud to be in the top 5% rated hosts in my area (for my, I’m determined to maintain a consistent presence on the front page of Airbnb.

Focus on building trust and staying consistent with your outreach.You’re in one of the most dynamic markets in the country, and it’s clear you’re making smart moves.

I see you invested a serious amount of sweat equity (and real cash) into turning it into something practically new from the inside out, and it looks like it paid off in a big way.

Solution: Use metrics that are consistent between your annual goals and quarterly milestones.

I'm not a lawyer or anything, this is just coming from what I've learned on here, there are many valuable old threads about this topic on here like this one:https://www.biggerpockets.com/forums/83/topics/86029-subject....and this one:https://www.biggerpockets.com/forums/311/topics/183825-due-o..How is it working our for you in practice?