All day while woking from home it's barking, wheezing and crying bitterly.

Purchase money goes up to 80% loan to value and rates rival Fannie Mae with a couple of points depending on the loan size. 

The windows were crank up windows but the cranks were broke so when the wind blew the windows would sometimes wave open letting the bitter wyoming winter inside. 

It seems that it not being nasty and bitter at times makes it even more difficult because I start to wonder if I made the right decision.

This is in contrast to the bitter winter/humid summer areas of the country where you are a prisoner in your house 6-8 months a year.  

From what I've heard, DFW rivals Atlanta in terms of number of submarkets so whichever you go with you'll really need to focus on learning as much as you can about those submarkets and which ones are the best fit for you and your investment strategy.Please, do reach out to me once you start building your team.

You sound bitter.

Bitter taste left in my mouth for sure.

We have sort of an unofficial agreement that I will stay on to the bitter end as long as I can work from home and have a semi flexible schedule if needed. 

Truthfully, they're bitter because they went through the complications of getting a license and can only provide loans in the state they're licensed and can only sell products offered by their employer.