What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Private notes require more work than Stocks / Bonds, is the added return worth the extra work?

Piling on...all occupants who are 18 or older (or legal emancipated minor) should absolutely be required to make application. 

For the first 4 loans or so, lenders are going to be less aggressive (requiring more down) than if you have several under your belt.

For example, State Farm typically requires the latest inspection report for underwriting on multi-family properties that are over 30 years old.

When evaluating a property management company, it's important to look beyond just the management fee and consider the full scope of services and costs involved.For example, at our company, we charge a 10% monthly management fee, a $250 lease renewal fee (unless it’s a takeover tenant, which requires additional effort to establish a strong relationship - because usually people are changing pm companies for a reason), and the first month’s rent as a leasing fee.

We review yearly with our CPA who files the necessary forms.By law, IRAs require a custodian.

Hi @Frank Pyle,**I am not affiliated with any of the companies mentioned**To secure long-term financing for your Airbnb, look for DSCR lenders that accept pro forma income instead of requiring 12 months of rental history.

It also requires gaining a level of sophistication and knowledge that not everyone has the time, inclination or ability to do.

These need 20%-25% down, require a 680-700+ credit score, and 6 to 9 months of reserves (reserves are payments in the bank).