Quote from @Dennis Knapp: they got ahold of me on fb through one of my groups and claim to be a direct lender. they seem to good to be true.

It's true that you make your money with appreciation and not cash flow, in the long run.

Hello BP,I've been working as a Gov contractor providing Cloud Engineer services for a while, but my true passion is commercial real estate.

This is true you could have.

Sounds a little to good to be true. 

Wow, that almost sounds too good to be true. 10% on the PM fee?

It's true that you make more money in the long run with appreciation compared to cash flow.

They have sent me a letter in the mail asking to buy my lot for almost double what the local values are so I'm not sure if this is a scam or just to good to be true.

If you are looking to work with a STR focused realtor that probably has the most STR sales in the area, is an STR investor himself, has a STR property management company and assists with staging if needed, and can give you a true pulse on the market, I recommend reaching out to @Josh Green.

Is this generally true for all insurance companies?