It really is a minefield out there.I know everyone likes the convenience of the web, and they are tired of hearing it, but this really is a business based on relationships, not online anonymity.

The online gurus are the worst.

Hello @Jerry A.Feel free to message me if you have any questions but I would seek out a broker who has access to over 220+ lenders to help do the shopping for you. 

Seen that play a few times.. this whole sub to being taught to under capitalized or starter investors who don't know what they don't know and learn this on line is just so very dangerous.

I didn’t know anyone in Alabama, so I called a few agents I found online and ended up picking one from BiggerPockets.

Networking with local real estate groups or online forums could help you find recommendations for PM companies that have a proven track record in Birmingham 

2) Your credit score3) Purchase price and down payment amountI would recommend shopping rates with a few local mortgage brokers.

The total cost for this monthly for me is $1.00 fee for online payment for Sevier County, TN and the .73 cent stamp for Blount County, TN.

Are you currently working on lining up funding or looking at potential properties yet? 

https://www.lawmrm.com/jon-mcgraw/  Just call and make an appointment or request one online on his site.