If I lived in Longmont, I wouldn't drive to Boulder or Denver to go out at night other than special occasions. 

So many occasions they spoke to me and my children as we were all close knitted neighborhood.

I have on a rare occasion seen 18 months or even 24 but not typical.

We went with it.  20 years amortization is typically the max, though I have seen some go 25 year on occasion.4) Less paperwork up front, but your bank may require you to submit yearly PFS (personal financial statements, pronounced "PIFFS") listing all of your assets, accounts, real estate owned, loans owed, etc. 

I’ve been disappointed so many times in life, in people, as well as myself on occasions ... it is what it is.

In the rare occasions where I have not been given access I have walked around the property, peered through the windows, etc. and made an even LOWER offer since I didn't know the full story. 

I continue despite having all that I have put in 80-100 hour work weeks..yes I can relax now, which I do on occasion but I still work as if someone is working harder to take it away from me.

For example, I will borrow smaller amounts on occasion just for expenses and have returned 30% in a matter of weeks.

I've had clients that negotiated early extension options with national NNN tenants on several occasions.

So multiply my question above by five times the work for the agent.As investors, we all want to find a deal and on occasion, they can be found - but investors with more experience and capital are looking for them too.