The upper unit is fine, and no walls need to be opened.The electrician says it would costs around $8k to  put separate meters , panels and rewire upper and lower unit as needed.By separating the electric, by how much would it really increase the value of the two family?

Not even double (I do have higher geographic cost).Jobs that make 100k+ with no college degree: sales (insurance, cars, software, medical, RVs, real estate, etc), trades (plumbers, electricians, even carpet layers in my area make 120k/yr).

When we identify a problem (for example: a fire hazard in the electrical panel) we'll recommend a specialist (an electrician) to fully evaluate the problem and prescribe the most appropriate fix.Back to your specific question:  if the basement walls and ceilings are covered it will be difficult for anyone (including a structural engineer) to evaluate for structural issues. 

Anyone know of any electrician in Raleigh, NC that can install ceiling lights (when there is none)?

.):- Plumbers- Electricians- Carpenters- CPA- Real Estate Attorney- Handyman- Appliance repair person- Property Managers- Home cleaning companies (To clean property when tenants leave)

Are there any recommendations for an electrician with experience in HVAC systems? 

.):- Plumbers- Electricians- Carpenters- CPA- Real Estate Attorney- Handyman- Appliance repair person- Property Managers- Home cleaning companies (To clean property when tenants leave)

Second, if you own a business with a partner and die, your spouse is now in business with your partner and he or she may not be the best architect, electrician, dentist, or otherwise know anything about the business.

Does anyone have recommendations for some stellar contractors, plumbers and electricians in Portland Metro? 

My electrician tells me that "technically" we need to pull a permit for that....