Step the heck up and grab your destiny by the balls and take control. 

If you want an agent that is on the ball, hire based on their experience and not their personal relationship with you.3.

While agent would prefer to defend status quo but the ball would be on brokerage and the new brokerage that has more efficient transaction system and able to offer something radically simpler for buyer and seller.

We could get some pretty good ball park numbers on what the refi would look like to help you make that decision.

They will not accept items such as paper diapers, toys, sanitary napkins, tampon applicators, balls of hair, grease, table scraps (if no garbage disposal), clothing, rags, sand, dirt, newspapers, or similar items.

I want to offer in the ball park of $370,00o to test waters have them meet me in the middle around 390,000 with a fixed rate 30 year 6.75%.

What you are describing is similar to telling the power ball winner not to take his 50 million lump sum, and spread it out in installments so he can get more.

I don't claim to have a crystal ball to give a time frame, but I think in the next 7 years we should experience a better market (at least to some degree), giving you a chance to refinance into lower rates if you wish.No point in locking in a 30-year fixed when the rates aren't incredible to begin with.

Hoping to get the ball rolling on some mid-term roomies. 

A quick eye ball measurement tells me the total counter SF including the backsplash is no more than 24 ft of material.