My feelings won't be hurt if the seller tells me my offer is so low I'm either incompetent or looking to steal the property, so I'm not concerned if his are hurt because my offer says you (the seller) overpaid.Also, if I'm really interested in the property rather than just looking for a quick yes to a low offer, I like to know who I'm dealing with. 

And yes; I've had departing tenants steal the curtain rods although they forget to take the attachments so I'm guessing they're just grabbing the curtains instead. 

Home Depot has the Niagra Stealth with a 0.8 gpf https://www.homedepot.com/p/Niagara-Stealth-2-Piece-0-8-GPF-Ultra-High-Efficiency-Single-Flush-Elongated-Toilet-Featuring-Stealth-Technology-in-White-77000WHAI1-N7714-N7717/205611735Additionally you could swap the shower heads for low flow ones.

incorrectly entered banking information" - I would be on the horn with IPN to figure out exactly how they were able to go back 4 months and steal the money from you.

Never had any problems yet but the letters I have sent I always put a disclaimer like you mentioned I also put if the property is currently listed they should keep working with their agent so if they bring it to their agent it won't look like I am trying to steal the listing.

I am not saying steal the property from them, but you need to make it a win - win - win for everyone.  

Or that if I gave them control of the agreement and seller info that they would steal the deal..

I was thinking that you would spot check a few to make sure that the name on the letter and the envelope were the same.Are you worried she will steal the stamps?

And to be perfectly honest, it's been a year since I've closed a HUD deal because the Georgia market is extremely scarce, and every time I place a bid for a client some knucklehead comes in $50K-$60K over list price to steal the deal from everyone.

Could be a problem in a house needing a rehab since you are not in title.This "method" has been used by wheeler-dealer operators for people to live in a property and there are ways to simply steal the deal.