., roof pitch, type of materials that will be used, so it's very important to know when asking someone what it is they are quoting so that you compare apples to apples.

You did business with a bad apple.

Cable and a chrome cast or Apple TV may work for them.

That said, anything anyone in this new generation would gladly take a 20% interest rate if ratio of average ratio of salary to home price was 3X....for the sake of apples to apples comparisonRegardless of rates, macroeconomics, etc, the only time to purchase real estate is when it financially works for the individual and/or the numbers make sense for the investor...It will never be easy to get into the market and its only getting more difficult.Lastly, I personally don't care much for these buy down programs for 2 or 3 years, if you can't afford the payments at the fixed rate then no sense in having your payment be lower for a couple of years and counting on rates being lower.

Just make sure you're comparing apples to apples when you pull your numbers.

Read the fine print so you know you are comparing apples with apples.

@Abner CastanedaHere is the main Cruz of “velocity banking” and some of these other programs.They never ever compare apples to apples.Let’s say you have a line of credit at 4% and take $50k to buy a home.

You can't compare it to other "thoughts" on this site because than its oranges to apples. 

Trying to compare one part of Cleveland to another can be an apples to oranges scenario.

Great sales people exist, but there is so many bad apples and such a negative stigma that most people won't even give the right person for the role the chance.