(How borrower vs. property is weighted).

There are some types of education that are completely worth their weight in gold.

Check out http://smartthings.rboyapps.com/Rental Lock Automator is worth its weight in gold...well. you know what I mean...there's no weight in a download.

I hope to base my business on solving problems and win/win deals, but if I'm consistently getting more out of the deal than the seller, then my conscience will eat at me and the money in my bank account will be a weight and burden rather than an achievement.Giving to charities is still paying from the money out of the original seller's pocket.Is the answer simply to accept smaller margins of profit and leave more on the table for the seller, or am I failing to achieve my own potential by intentionally limiting myself?

Young kids do not understand that mom needs to work or trying to sound professional on any sort of phone call is a joke but I want to feel that I am pulling my weight, doing my due diligence if you will, and able to be effective alongside my spouse as we start this journey.

.- 60-90 day closing time and higher closing costs than normal (estimate was 9-10k on 150k loan)- $500 application fee (however app ia reviewed before going to board and rejected before app fee is paid if officer feels it will not pass the board approval)- W2 income not needed. 3 yr taxes, business plan, 3 year business projections, weighted heavily on returns from property being purchased and its returns. 

At some point, there will be a disagreement or someone not carrying their own weight.

- What if one of you doesn't feel like the other is pulling his weight?

And I think your weighting you appreciation rate to high which is part of the reason why your numbers are what they are.

I have awesome property mgrs who are worth their weight in gold who do a great job.