No injury.

Welcome aboard @Richard BersinicIf your doing some investing in Cleveland you probably want to give The Ultimate Guide to Grading Cleveland Neighborhoods a read.I see your from Australia we have some other Aussie investors over in our neck of the woods.

If they damage your property or have an injury who will be liable?

There are 4 reasons to require tenants to get renter's policies.1) Liability, if your tenant is legally responsible for anyone's financial loss (injury, slander, property damage, etc) AND they do not have means, YOU may be pursued as additionally liable. 2) Structure Coverage, your property improvements if damaged beyond wear and tear by your tenant may be covered by your tenant's liability coverage instead of your dwelling coverage.3) Contents Coverage, not all Landlord policies are the same in the provision of contents coverage for tenants.

Tenant understands they will be held responsible for damage to the premises and personal property, as well as any injury to Tenant and all others on the premises, resulting from Tenant’s failure to comply with the terms of this mold instruction.

Management shall not be liable for any damage or injury to the Resident(s) or any other person, or to any property, occurring on the premises, or any part thereof, or in the common areas thereof, unless such damages is the proximate result of gross negligence or unlawful act of Management, its agency, or employees and Resident agrees to hold Management harmless from any and all claims for damages no matter how caused, except for injury or damages for which Management is legally responsible.

I don't have affordable multifamilies in my neck of the woods so my first investment ended up being in Syracuse.

Even though property 2 had nothing to do with the plaintiff's injury, the plaintiff would still be able to attack that property.

Just yesterday I was in a crawlspace to do an inspection and besides the spiders crawling on me I rubbed my neck against some insulation and now I have a pretty rash! 

I spoke to soonThe BWI Meetup Wednesday June 12 is CancelledA few reasons lead to this tough decision; Death of a close friend, leg injury and the speaker cancelled.