My other property identical to it gets $1500/month.

He understood that misrepresenting your identity to a landlord isn't a crime, but misrepresenting it in court certainly is.

If they are that upset about having their SSN in my files, there are services that will protect or insure them from identity theft for a monthly fee.   

@Jon Holdman gives you both sides of an identical scenario.  

I thought that a land trust is transfering title from a property, helps identity protection, but in case of death the land trust is still surviving, which avoid the probate,Capital Gain taxes and Prop 13 8n California, because there is no Change of ownership.

Hey Brayden, I just replied to an identical post.

But even with Bars on the Windows, thieves always would find  a way in, like in the old fashion Milk shutes.....They would slip a little kid in the milk shuts and they would unlock the doors, so we had to seal shute the milk shuts.  

So when the scammer steals someone's identity and applies, you won't catch it.

PenFed only offers a max LTV of 80% on condos, and I couldn't move forward with SDFCU because they weren't able to verify my identity online after multiple tries even though every other lender was able to (they told me the workaround is to go to one of their branches in Virginia, which I can't do).Thanks in advance for your help!

--- I noticed you ran a credit check (I hope you didnt just take a credit report some one just handed you) on the 2nd roommate so to some degree that person is real, but how about identity theft.