But it will take time and effort to learn and apply all the things.

Also in China the laws of copyright do not seem to apply in reality from what I have heard... artists have difficulty collecting royalties.

You seem to enjoy the action of getting things done, if there is a lull, any time you have to really apply yourself, or something isnt spelled out for you...you give up.

I applied for a mortgage with Bank of America about 5 weeks ago.

In those cases when I have put out a decent amount of option money I put in the option that the option money will automaticall be applied towards the earnest money deposit required in the attached purchase agreement upon exercise of the option.

Alfred, UBIT applies to a non-profit entity like a university bookstore.

You must learn to make adjustments and other considerations when applying any rule to your analysis.

A lot of drug activity, gangs, prostitutes, drive by shootings,murders, daily gunfire, etc. etc.Another forum member had a 50% rule that applied to war zones.Enter at your own risk, you have a 50% chance to come out alive.

Some allow investors to purchase homes with thier own money and then allow them to apply for grants to fix the homes up.

I have a HELOC from my credit union, and just applied for one on a rental property with TD Bank.