If you want to gamble money - and let's face it, anywhere you put money is a gamble, however reasonably secure - you better have a thick skin.

The biggest areas that have not truly been monetized are gambling and advertising in game.  

Interest rates will being increasing and prices are rising in most markets, so you are taking a big gamble. 4.

@Mike McKinzie  Oh no you cant really be thinking about appreciation.. that's gambling.. that's speculation , that's icing on the cake LOL.. unfortunately  your thought process and mine are very much a minority thought process on BP.BP tends to be cash flow first foremost and always.. to the point that beginning investors actually believe it and take the risk chasing very high paper yields with no clue the risk they are taking. 

In 4 years time, I am gambling on my condo appreciation quite a bit.

Youd see the guy out and about, and he was just a free man running all the drugs and gambling in town.

Are you a risk taker willing to gamble on appreciation?

The question to ask yourself is: can you AFFORD to pay extra every month on average (on top of getting zero cash return on your deposit), while GAMBLING on its appreciation?

I myself have done a course/seminar for professional investors here in the UK.

Do you not have copies of the monthly statements issued to me and if not please obtain such copies from Affinity's attorney.It is rather late in the evening in the UK, but tomorrow I shall address all your other points and share what I can about my claim as well as NREIG/Affinity's handling of my claim and post if you so desire the relevant statements as issued by Affinity confirming that the property was reported vacant and the vacant premium charged to me.Good night.