Your liability exposure lasts forever.There are some "tricks" or "tactics" if the prior TI company provided coverage and they are providing the next policy, knowing no issue popped up during your hold, on established lot descriptions say over 50 years where title claims would be a lower risk, you have an insured closing letter on settlement and you have funds to play ball.

In that attempt, they ressort to all sort of tactics, including misrepresentation of factsAs the buyer, it is your responsibility to run your due diligence and verify the claims which are presented to you.It is part of the game.

I agree with your tactic, seller motivation is key, however, glad to hear it can be done successfully with more targeted, personal letters.

Maybe some or many people find "success" with those tactics but never real joy.

While waiting, I made my first tactical mistake. 

Please read this:https://www.reuters.com/article/us-health-coronavirus-response-specialre/special-report-italy-and-south-korea-virus-outbreaks-reveal-disparity-in-deaths-and-tactics-idUSKBN20Z27P

Both agents are using the sign it now or lose it tactic.

https://www.masslegalhelp.org/housing/legal-tactic...

There are tactics to convince the lender to sell the note, legal aspects and you may need an attorney.Selling notes is governed by the Uniform Commercial Code, SEC requirements can kick in when buying bulk loans, perfecting your security interest is under the UCC and state laws.As mentioned, I've not seen any prohibition of accepting a DIL in any note, if there were, it would be more as a disclosure saying the lender will not consider the option, it has no legal effect, it's up to the holder of the note to accept the property as full payment.Not asked, but important, the borrower needs to make a formal request offering a deed in lieu of payment.

Many people I have seen over the years buy the property (The tactic), then figure out how to use it best (The Strategy), and never once think to see if it really is taking them to THIER desired outcome (Goal)To me this is completely backwards..