If it’s a mom and pop you (typically) get either a Quickbooks export, an Excel sheet, or an email listing everything.

@Tim Vander PloegFHA loan products are for owner occupants.

Clear illustrations, user-friendly, excellent resources.

Some people flat out recomend just using Microsoft office.I have two duplexes and have no trouble keeping track of expenses with microsoft excel.

It's a bit easier bringing a buyer to the product, than having the product and finding the buyer, so most new agents cut their teeth on the buy side.

- central location - Sunny days- No natural disasters or man-made for that matter- great public transportation - revitalization of Downtown and a burgeoning Arts District- terrific Airport- excellent health care options- moreIts a sellers market everywhere.

My concern is whether it is common for banks to have clauses in a HELOC product that will allow them to stop the draw period at any time due to discontent in dropping housing values. 

Other loan products such as USDA have those requirements. 

We have been using an adhesive product from lowes called musclebound instead of thinset.

Typically if you are new, you may want to go with a large firm taht offers excellent training, hand holding for the first few transactions, etc.