Quote from @Marcos De la Cruz: Thanks for the reply but I'm interested in reviews pertaining to that company and the properties they sell to investors.Not really considering them for PM. 

My problem i is my market is super expensive if I stay in the nyc area and I don’t have the confidence since I don’t have any actual experience to invest out of state do you guys think paying off my mortgage would be more beneficial than looking for more rentals .

I was literally living in a construction zone, spent $35,000 and lived there 3 years while acquiring 2 other similar properties to rehab and rent out.

Welcome to BiggerPockets, Michael!

We are a General Partner in this Syndication.

Can you go into detail about you ideas with creative financing or a partial refi?

I'm working on my first rental and trying to understand the best practices for how to use the template leases I can find.

Quote from @Paul LaValley: I live in Tucson and know Tucson really really well so I want to start here and then jump up to include Phoenix area. 

You can also usually count on rents increasing enough in around 5 years, so that you do cashflow.Of course you have to watch out for over-leveraging and going bust!

I’d rather not give up my current first mortgage rate to get cash out to renovate.