For 3.5% down I’ve created a massive ROI using nothing but turnkey INVESTING.

They made a massive run up the last 3 years.

Here in the UK there was a massive bank run (Northern Rock) with people lining up to get their cash out of the bank.

Those that kept their jobs upgraded to a better place when rents plummeted and class C experienced a massive increase in vacancy as a result.  

While buying the home sub2 means buying the property at a very high LTV which in many instances causes it to be considered a risky venture for me as the buyer, the reality is that the monthly mortgage payment is only about 50 bucks higher doing it this way than if I had payed a massive 25% down payment because the interest rates are so fantastic on VA loans. 

That and I think they've made a massive marketing blunder with their rebranding.  

You normally don't find out how little you know until you are fully vested in a massive construction project, your contractor turns out to be a crook, your cash is dwindling, and your asset is illiquid.  

Having someone knowledgeable on the local market would be huge benefit, especially within a massive city like Phoenix. 

Which is one of the largest universities in all of the United states with a massive enrollment of 73K students as of 2023.

There is a massive learning curve.