We will keep our umbrella liability policy but have the Captive for everything else.

If you’re worth more than $500k you should have an umbrella policy anyway for the liability protection.

So, if the agent is doing management or other things with his property under the umbrella of the brokerage, then yes. 

500/500 with an umbrella on top if you’re worth $1million or more. 

LLC costs more $Get an umbrella insurance policy and keep it in your name.

If not, you can get a lot done with an umbrella insurance policy, avoid financing challenges, and reduce state tax.

You can start with the city website www.coj.net for the building department or property appraiser or the tax collectors office www.taxcollector.coj.net As for the structure of your deal just read the forums about llc v Incorporated and all the good information that can be found in there.One other thing I did with my units that many may not agree with is that I get a general liability coverage for each llc related to that llc and I would get an umbrella policy for you as well.

So had all the landlord policy's plus my homeowners plus car plus a umbrella policy.

I am using Farmers for my three investment properties, with an umbrella policy for liability.

You can then add an umbrella policy above this.