You guys can speculate to your heart's content, however a secured lender is not going to removing anybody's name from a mortgage, trust deed or other security instrument.Interlocutories and dissolution orders have the power to separate, bifurcate, liquidate and bifurcate assets but not dictate that a federally insured loan will not remove a debtor's name from a DOT or mortgage. 

In other words, he was open book on the credit.One more anecdote: when Samsung came to town, their culture dictated that they discount quotes by 10%.  

@Freeman Schultz-- This is primarily dictated by:Your lease agreement: Your lease agreement should state that it is either terminated without a new lease in place or automatically goes to month-by-month.

In most cases the delinquent taxes have already been purchased by a tax note collector and the collector dictates the payment plan to the owner.  

Alexander, a name that is synonymous with great "Alexander the Great -- a great Greek conqueror...but as a banker hmmm....I would think that you would be more informed regarding our current or recurring recession and I would like to think and believe that gold has stood the "test of time" to that of fiat money which as history so repeats and often dictates is a "devaluation of currency (money)" the leading causal factor to hyperinflation http://www.usagold.com/germannightmare.htmlRecall the Weimar Republic in Germany...I just did that for you as an event in history that shall be remembered for the German people. 

The reality is in many of these markets homeowners are simply not buying these its investors who are buying them.. investors buy for a cash flow number THEY want.. not what we as brokers ( and I have been one for 42 years in 3 states.. plus I am a mortgage banker NMLS licensed) what we think things should be worth.There is no secret that anyone buying these homes that needs to exit without owning them for many years is going to have to dig into some equity to exit.. as sales costs will dictate that..

That being said my flooring choice is dictated by the market.

Sum the output (60 numbers) to find arrears.All your math did was find the interest for one period, specifically the 137th period as dictated per the UPB.  

Instead of letting the market dictate what you can or cannot do, is it possible that you learn to become the house?

The borrow's bank appraiser appraised the house at the very same price and value the house had appraised for before all my remodel work and additions because that was what the market dictated and what that banks would support.