And there seems to be good demand by potential tenants for homes that Smartland has renovated and is managing.

$3800 seems high, but maybe that includes an expensive HOA?

Seems like there has to be options that are relatively low(er) risk and can provide a foot in to start growing funds.Here are some possible budgets and I'd love your input on how you would start out at some or each of these price points:$10K, 20K, 30K, 40K, 50K, 60K.

If so, that origination fee is the basically the same as points so treat it as such when you are comparing lenders. 3) This seems like the best rate and fixed or 7/1 seems like the best deal.

Hi Allen,It seems odd the lender is pushing for the 10 year ARM product when you are willing to pay 0.50%.

Traditionally, I get re-pricing the loan per current market rates but charging me since we didn't close in 30 days since start doesn't seem right since the lender definitely had some lagging parts on their end and an insane due diligence process. 

I bought my rentals in Killeen while at Fort Hood early 2010s, including quadplexes. 2-4 families seem to be especially popular around military installations perhaps?

It seems like yearly, there is some new law that favors tenants.

We have noticed that there are a lot more properties on the market and the prices are much lower than they used to be.  This is happening in a lot of different markets across the country.  Has anyone seen any articles...

Seems to be working well.