Then, you refi into a conventional loan, and generally if you are planning on living there or not will dictate if you can get a loan at 20% down or closer to 5% down (assuming you qualify).Either route has its stresses and pros/cons.  

Human nature dictates that folks are more likely to do the right thing if they have something tangible at stake.

Good question and one debated here, but others are wrong :)State law dictates the interest conveyed, mortgage states and trust states differ, but in all states the is the "court of equity".

The following variables generally dictate that we create a unique design per infill project.1 - Inconsistent lot size2 - Trees push around the borders3 - Setback rules4 - Lot slope5 - Market for single family vs duplex - the same size building doesn't work in every marketThere is also one large benefit from doing unique designs which is just that. 

I was originally concerned with having to pay for a consultant, but the fee that is charged is dictated by HUD, and will run anywhere from $500 to $1,000 depending on the scale of repairs needed.

I could not walk into that meeting and let him dictate the terms of this deal.

Logic dictates when a contractor is forced to take on a job at sub-standard prices due to competition you can absolutely bet corners are going to be cut.

You guys can speculate to your heart's content, however a secured lender is not going to removing anybody's name from a mortgage, trust deed or other security instrument.Interlocutories and dissolution orders have the power to separate, bifurcate, liquidate and bifurcate assets but not dictate that a federally insured loan will not remove a debtor's name from a DOT or mortgage. 

In other words, he was open book on the credit.One more anecdote: when Samsung came to town, their culture dictated that they discount quotes by 10%.  

@Freeman Schultz-- This is primarily dictated by:Your lease agreement: Your lease agreement should state that it is either terminated without a new lease in place or automatically goes to month-by-month.