As the market creeps upward, lending practices have to loosen to keep the inventory moving but nothing can go up perpetually. 

We live in an area with limited inventory right now.

I won't sell to buyers with those types of loans.Do yourselves a favor and, I don't know, save up 5% to go conventional or investigate a Fannie HomeReady loan.  

You can get a conventional loan to fund the purchase.

I tried to refinance the property to a conventional mortgage, but because I carry some debt and because I am earning about 1/3 of what I was making before I relocated (which was expected), financial institutions won’t refinance the property in only my name.Side note, my credit isn’t the issue.

I think there's just under three deals per agent in our market right now based on inventory and number if agents, but if you're of basic intelligence and willing to put everything you have into it, you will be successful.If you'd like to talk more private message me.

was wondering what the pro's and con's would be of seller financing? Look at buying a 9 plex and the owner is willing to do the following: 20% down, 25 year amoritization, 3 or 5 year balloon (I pick), 5% interest rat...

Refinance to take cash out and go conventional if you can (not sure how long ago you started your company). 

I qualify for a conventional loan.

Its regular conventional loan..