None of this is to suggest that residential promissory note brokering may not fall under the purview of some other regulatory agencies nor that I haven’t badly misunderstood the Reves case and its implications.

By not discussing active deals, taking time to have those dialogues to establish knowing your customer and determining suitability for these types of private placements, recording these conversations (CRM tool), its a process and important for the investor as well as the sponsor, which also helps support any future regulatory reviews.Lastly, I will note that the deals should be presented to investors from the issuer (key principals w/actual roles separate from mere marketing / selling the deals) or licensed reps of broker / dealers who can market these types of opportunities, take qualification exams and are heavily monitored, regulated.  

I even had a bank tell me recently that they prefer (and can give better terms) to deal with an LLC because they don't have the same regulatory compliance issues as when dealing with an individual.The interest deduction for taxes is not threatened when transferring property to an LLC, as the LLC is essentially disregarded for tax purposes, and the LLC's financial results typically just flow onto your personal return.

The very first paragraph states, "...reduce regulatory burden..." and 5101: ss (5) says "(5) Streamlines the licensing process and reduces the regulatory burden."

If someone grabbed you by the arm, then the neck, then body hugged you....would you let them know who you are and how to find you next?

The hormones released when you feel stressed, such as cortisol and adrenaline, put your body into fight or flight mode.

When I got to the 20-mile mark I could feel my mind wandering and trying to convince my body that it needed to stop.

I always make my letters very personal and appeal to their situation and I NEVER say, like every body else does, I want to buy your house.

At this age there are huge dividends in perfecting the development of your brain and body over the next 7 years. 

Maintain a vegan diet two days per week and drop my body fat below 10%.3.