Section 92.151 defines what devices count, but the language is a little vague.We don't want to have to alter the door itself too much and have to put in one of these:And these look pretty clunky:Are there other surface mounted options that meet the criteria and don't require drilling big holes into the doors?

Business accounts with personal guarantees don't show up on your credit report.What that all translates to is even if it's a 0% short term loan, it can have an affect on the price of everything from your car insurance to your personal outstanding credit (if you have any).Another thing to consider is credit card companies can (and will) drop your available credit instantly when things go south - I had this happen on a HELOC of all things back in the 2007/2008 time frame.If this is a strategy you want to use, I would also recommend working through a monitoring agency such as creditsesame.com (they have a free portion that I use) to manage the risk.  

if so, then that's another thumbs down to my strategyBut, this quote makes me think something was lost in translation between my posts and your CPA's opinion."

I would recommend you start leaning the syndication business as it will enable you to purchase large multifamily (or other asset class) deals that can often take less work (larger deals can support full property management teams) and can translate to a lot more equity for the deal sponsor (you).  

To translate on a deal that appraises at 200,000.They will loan you up to 60% (140,000).

Most judgement awards are because the Defendants like, alter documents and do other stupid things.About 15 years ago there was two separate lawsuits in two different states and the judges for both lawsuits said, "there is no conclusive evidence that mold is harmful to your health, in any way".Maybe that is hard to believe, but there is as many as 50 different types of mold in the air around you every day and mold has been around since the beginning of time.

Working through each block will translate to note and security as well as underwriting matters.Going through a loan application and verified documents can teach newbies a lot I'd think about the basic considerations directly related to lending or note buying.For example, name of borrower....sound pretty straight forward, but it also asks for any alias, maiden name.

The biggest risk is the reserves are funding level, since a low funded reserve is a liability which will eventually translate into special assessments or increased dues.

Bump the rent way up (like $300/mo.) if they want to renew, alter the lease agreement and say, "smoke away?"

Generally speaking paint in a rental lasts 3-5 yearsYou may want to take a look at the lease you had your renter sign to check if there were any painting/alterations to property stipulations.