I went to school to be a school teacher but as time went on I realized I love kids but from a distance lol -- no seriously these teenagers are tough and I'm not into baby sitting!

As that worsens over the coming years as baby boomers retire, your taxes will only go up more.

One of my bigger internal conflicts was that I've had to use some cheaper maintenance, rehab, appliance, service, etc. options over the years to save money when I was starting out, but I would do my best to facilitate the work to make sure quality & service for my tenants were still good.At the same time sending out christmas gifts, painting murals at my expense for the community, taking 6 days of personal days at my job to assist a tenant through permits/licenses/court hearings, coordinating with attorneys and consultants to help a tenant navigate his business, baby/newborn gifts, and numerous other activities over the years to just make sure I'm there for my tenants whether or not they asked.

I came from family owned horizontal projects, I hate starting from scratch, but baby steps to financial freedom, we need to start somewhere. :)

Unless there is an instant family on the way and you absolutely need more space (even with a new family a 2-bdrm cottage is sufficient - babies do not need much space in the first year).Why not stick it out in the present house for another 1-2 (or maybe 3-4 when your finance has finished university) years and pay down more of your debt (student loans and mortgage) to put yourself into a stronger position to acquire investment properties.In the interim, you could further educate yourself on real estate and start to narrow the gap on selecting the type of investing that best fits your lifestyle and ambitions.

Medical care is poor in Saipan, so they came to the US to have the baby.

Starting to realize house hacking a quad may be a pipe dream with a baby (and 2nd in the near future) due to layout/square footage issues.To your comments;]1) Rent being BEST case scenario; in this market do you foresee rents decreasing?

in the mean time my daughters hermit crabs have died b/c of the heat and my newborn has gotten heat rash b/c of it. we have been staying at my parents or sleeping on the couch downstairs. i have had to borrow a window unit just to cool the living room enough to sleep inside. thanks,

Taking care of old people until they die is what's going to dominate Allegheny County's economy until the Baby Boomers all go.

What an uninteresting world it would be if we were all exactly alike. 60/40 baby - I LMAO when I read that.