This way, if there's a sink leak, its not ruining the bottom of the cabinet. 

I once even got into an infuriating back and forth on a local Facebook group to a homeowner who claimed renters were ruining the city because they don't pay property tax.

A good PM can pay for itself by avoiding many costly mistakes and a bad PM can ruin what would otherwise be a great property.

Example: the tenant's policy will cover the big screen tv that got ruined by the tree that fell  into the roof letting all the rain in. 

There is nothing that I would consider of value in the house, except a few hunting rifles, everything is garbage or ruined by the dog who was never let out of the house and did his business in every room on everything.

Financial ruin for the US would have catastrophic effects on the global economy, so exiting the US may not protect you. 

I knew they couldn't buy a new house for years due to their credit being ruined.

I will enjoy seeing the ruin of Bob Snyder, Raul Campos, Mary Birch, Aaron Whatever and Julian Franco.https://goo.gl/photos/dmZTEQGwbKZozPSk8

The bad apples ruin the bunch...

If the prior tenet ruined the current microwave charge them, if its just old then you can find an over the range microwave for $200-300 then add another $100 for install if you can not do it yourself.