Quote from @Jeanna Lichtenberg: Did anyone sit through the free online "live" webinar?

I got a notice saying "Don't worry, your payments will automatically be transferred to us", however my bank didn't recognize the new servicer's info and the payment didn't go through, making us late and again dinging our credit and triggering late fees. 

No to worried about that. 

Own 10 rentals in Columbus Ohio and building another 21 new build single family houses in Florida that will be a clean BRRRR that will be free and clear.

I would anticipate it would depend on the level of detail you desired but it has been my experience that the will do free estimates.

Most companies will give you a free "EOB" - estimate of benefits. 

Wouldn't the property just foreclose and make me free from my debt?

If your manager is just 'keeping an eye' on things, collecting/reminding on a few rents here and there and some light cleanup while being compensated in free or reduced space rent then classifying them as 1099 subcontractor is great. 

A true levelized cost of energy (what the true price would be if it were an actual free market) gets very complicated quickly and it's basically impossible to calculate accurately due to the energy industry being so heavily manipulated by incentives from the government for so long, across all forms of energy. 

Just like there is no such thing as a free lunch, there is no such thing as free real estate.