This is ideal for investors with multiple properties or self-employed individuals, as it allows them to qualify based on the cash flow of the asset rather than personal tax returns or W-2s.2.

Some will list major employers, but often none of the residents work for any of those employers and likely never will due to income or location. 

We pay a percentage to our brokerages, have marketing and education expenses, and are self employed so we pay for our health insurance, gas, etc.  

@Natalie Johnstone My former employer who was a privately traded company that owned over a billion dollars of real estate and had an ancillary management business with revenues that exceeded $100M annually would sometimes form entities in Delaware because business cases are tried in front of a judge w/o a Jury and case law that's applied to decisions is very well developed in the State.

Perhaps the conventional 5% down, but since I am self-employed and write everything off, I am being told that I would still need to put down 20% and provide a year's worth of bank statements to satisfy the underwriter.My question for the community is: does anyone have any ideas on how I might structure my first deal to acquire property number one?

Determine a goal you’d like to work toward financially, is it “financial freedom” (whatever that means to you), buying a business, becoming self employed, becoming a full time real estate investor, having enough cash for your kids college education, having enough to retire, becoming a centi millionaire, etc.3.

Second largest metro area in Alabama with a population of over 500,000 when including Baldwin County, of which over 40,000 individuals commute from for work.3. 7.5 miles from downtown is The University of South Alabama which employs more than five thousand people, and has over 15,000 students.

Moreover, the employer on their pay check is no where to be found online.Is it possible that they can tweak and fraud the background reports and credit score reports on zillow rental tool ?

Hi Norma,I recommend using a DSCR purchase whereas the property qualifies itself, no tax returns , no employment or income required.

We also have HELOC's and HELOAN's on investment properties as well, even using bank statements as income, if self employed too.If you'd like to explore your best options, let's talk for a few minutes to determine the best rate and payment strategies.ThanksCraig