You are essentially doing a partial sale of your home.

The profile of the typical Houston traveler is someone coming in for work.

Essentially a syndication....

Typically, higher income areas have lower crime, more amenities, better schools.  

Companies typically last only ten years on average.

I accept the need for a competent PM and the reality that competence typically ain't cheap.

Thank you Nick - unfortunately it is the name of the game in this space that there will be people with bad experiences, typically when the appraised value doesn't come in as what they expect and they lash out at the lender accordingly (anyone in this space obviously understands this occurrence). 

Typically lenders can lend up to 50% of what your gross income is.

I think the heating cost that the OP mentioned is reasonable and typical.

I researched commercial construction careers, and found a construction degree is typically required.