But Im heavily lacking true mentorship to take me to my intended goal of reaching the financial independence community so I can continue to gain more of my freedom and time with loved ones!

If that is true, is there any reason not to start with multi family?

This means that the true Cash on Cash return would be 12-18% as opposed to the 30%+ that they advertise.  

Hear they drag borrowers along and by the time the borrowers learn their leverage fate it's too late to shop the loan elsewhere.

If they think it's too much then tell them they should shop around for somewhere else.

This may or may not be true, but either way it sounds like your best move may be a court ordered payment plan.

(insurance kills) Hey Alex, does this still hold true about minimum 20% down for dscrs

That's definitely true.

Hi Khalid, happy to talk shop and help out with anything KC REI related. congrats on your new construction project.

@V.G Jason It is true that a duplex limits your rental pool.