I'll be sure to speak with my PM for more information ASAP. 

Hi @John Neil Stanback, thanks for your comment, i would like to speak with you.

 @Jessica Frisk I would not be keen on the 15-yr fixed rate mortgage if that makes you cash flow negative.

Actions, they speak so much louder than words...... 

I checked the Better Business Bureau for complaints, I checked the NJ State Attorney General consumer division to ensure he was licensed, I checked every reference he gave by visiting sites and speaking with the homeowners. 

@Vijay Singh SambasivamI would suggest speaking to local banks, and credit unions.

When I run the numbers based on these rents, the property operates at a negative cash flow.If I increase the studio's rent to $1,400 per month, the property becomes cash-flow positive.

But generally speaking the training business is just like any other small to mid size corporation.. you only have one owner or CEO and they manage folks under them..

Hard Money Loans are generally speaking institutional money so they make the rules and you either like it and take it, or move on to another lender.

No negative comments about them at all.