In my demographic I have not had to worry about that as I rent out to people with skin in the game.

I probably have less answers for you, and more questions...We don't really know your experience level, so my first question is, do you realize you typically have to have about 20-25% "skin" in the game for this purchase?  

I would consider it if the stays were a week or longer, but in my experience the difficulty of cleaning does not drastically go up after a few days, it is still the same work.

As you can see, there are a lot of ways to skin the cat. 

I've seen people agree to a balloon in three years, then have difficulty refinancing because they don't have enough equity.

Maybe they raise some equity direct from immediate family (IE - mom/dad/sister/brother/grandparents/uncles/aunts/cousins), but the majority of the skin in the game is the GP's own.

The idea of even a little bit of debt makes my skin crawl and want to run for cover. 

I would think this to be very difficult.. I

I've had success finding female tenants in the past, but for some reason, I'm having difficulty attracting them these days.

Your difficulty comes from the plan that you will live in it for 5 or 6 years.