This criteria happens to pretty much exclude all S8 applicants. 

Im not sure if I will hire them to establish the LLCs or do it my self, if I hire them or another company will be to establish one in KS and one in MO, then technically "copy and paste" the forms to establish the other LLCs.

However, if the FHA interest rate is lower, I would still go that route and if rates drop refinance  however keep in mind FHA has PMI for life  Here you go FHA has the self sustaining requirement that requires the three non owner occupied  units to cover the entire PITI which with 3.5% or 5% down is virtually impossible with today's interest rates and price level.

Hopefully they will get caught and never steal peoples money againHi Sandy,I’m out $20K+ because of them, and as a self-employed single Mum of two teenaged girls, this is a huge blow.

These policies have been to the detriment of small businesses, the self employed and to large extent  true GDP producers.

Down payment amount varies and more you put down the highre you will be in the queue of applicants, also down payment varies per your credit...Dodd Frank IS in play!!

So, it's not like Scott had devised some extra default prone strategy to troll gullible fools, while making all his money teaching noobs to self-destruct.

This self-reinforcing cycle of decline has proven nearly impossible for most cities to reverse.Minimize capital required to purchase multiple properties.

No property exists in a vacuum.If the city is reviewing a permit application for a landfill nearby that's important to know today. 

Next question.... will you self-manage it, or turn it over to a professional management company, or some type of hybrid?