We've secured many tenants who didn't know that we were actually the perfect match for them when they started their search.

With the large down payment, you’ll likely have built up enough equity to secure better terms.

I acknowledged his concerns but was unable to resolve the issue.Since the tenant moved in, I have experienced escalating issues with his behavior, including:Lease Violations:Moving items without permission (furniture, safe, carpet cleaner, TV from his room to another tenant's room).Accumulating boxes in the garage, potentially exceeding the agreed-upon storage space.Installing a security camera in the common living area, which is a direct violation of the lease agreement.Failure to submit a work order for alleged issues with the smart lock, as required by the lease agreement.Behavioral Issues:Aggressive and confrontational communication.Unfounded accusations and personal attacks.Refusal to communicate through agreed-upon channels.Loud and disruptive late-night behavior (banging on the door, kicking the door) due to alleged difficulties with the smart lock, often accompanied by profanity.Harassment of my son, the designated on-site property manager, by making disparaging remarks about me and refusing to cooperate with him.Potential for Neighborhood Disruption: The tenant's late-night outbursts have the potential to disturb neighbors, although no formal complaints have been received.Unreasonable Demands: The tenant unreasonably demands advance notice of my access to the property for storage purposes, despite the prior agreement and my right to access common areas and my own storage spaces.Safety Concerns:While the tenant has not directly threatened us, his actions, including the harassment of my son, have created a concerning and unsafe environment for my son and me.Goal:My ultimate goal at this point is to evict the tenant due to his ongoing lease violations, concerning behavior, the harassment of my son, and the potential for neighborhood disruption.Questions:1. 

Wisconson is a mortgage as the security instrument and a note.

Before you know it, the whole portfolio is paid off by age 65-70, and you’ve got financial freedom without relying on Social Security.

The state doesn’t have rent control laws, but landlords are prohibited from collecting more than one month’s rent for security deposits.

And I STILL have a ways to go to get my first social security check at 62.  ;-)  I have 8 SFR, all in A- to A areas.  

I am not looking to make major improvements, but I am looking to enter and secure it.

The state doesn’t have rent control laws, but landlords are prohibited from collecting more than one month’s rent for security deposits.

The premise proclaimed at the start of this thread is simply not supported by mathematics with the exception of the specific case where the interest rate on the HELoC/secure LoC is sufficiently lower than the rate being paid on the mortgage.