How will you pay for a new fridge or roof?

And some of the biggest repairs not for some time (roof 20, hvac 10, etc) .To me, building a new sfh should allow you to get a bigger discount than what is typically available these days unless you're really getting lucky. 

The major concerns to me are the roof, the hot water heater, and similar.  

Hello fellow homebuyers,I recently made an offer on a house with an inspection contingency covering the roof, foundation, electrical, plumbing, backyard fencing, and pest infestation.

The real problem comes in when the unexpected happens, like a roof repair, or a boiler replacement, on top of the negative cash flow.If it was me, I would try to save more, take out less debt, to help with cash flow.

Perhaps not for the economy on the whole, especially with the insane amounts of debt being racked up, but real estate prices have effectively depreciated for about 2 years given even when RE prices were going up, inflation was higher so while the nominal prices have increased, real prices have (or at least had, I haven't looked for a while) declined since their peak.  

It was always....black swan event, interest rates never went this high, no one foresaw this, insurance and taxes are through the roof, not our fault.

So long story short we have a traveling nurse staying at our rental that got some water damage when the roof was being replaced, they don't have renter's insurance (which we require in the renter's agreement they sign), water damage has been remedied and is cosmetically minimally affected and still very much in a liveable state.

The fact of the matter is you’re claiming to be justified in your defensiveness when you’re not actually a wholesaler… yet anyway… lol if you succeed while doing things properly come back and scream it from the roof tops… While I casually said hiding the fine print from a senile old Man, they don’t have to be in fact senile to pull the wool over their eyes.

Still making mistakes and learning.Sometimes you have to tear the roof off the old structure and build new.