Personally I am thinking 1c.

Loan Origination Systems (LOS): What works best for mortgage and private lending?

I use a schedule E and do not have an LLC or business name, so can I purchase the vehicle under my personal name and take section 179?

Quote from @Chris Seveney: Over the past quarter, I have seen around $1B in defaulted fix and flip loans - many of these from new lenders since 2020 and more of a "tech platform".As we all know, the intersection of tech and real estate investing has brought incredible innovation, especially in hard money lending.

How many properties have you seen in person during these years you've been looking, but not buying? 

There is a local loan program, I believe it is called the MCT loan. 

Speak with lenders - and consider that although they might agree they could lend to you today - they might not be able to when you need the loan.Unless the existing debt has no due-on-sale provision, there will always be a risk of the underlying loan being called.If it were to be called due:1.

FHA loans follow very strict guidelines when it comes to property condition.

One powerful tool that can help investors secure better loan terms is asset utilization—especially when the DSCR (Debt-Service Coverage Ratio) is under 1.🔹 How It Works:If your rental income falls short of covering your mortgage (PITI), you can use liquid assets to supplement your income.

Structuring Financing for Volume-Based InvestingTraditional financing methods like hard money loans work well for single properties but can be less efficient when you're scaling up.