When I go to events like this, I do go to some of the sessions, but most of my time is just sitting in the lobby chatting with people. 

@Grant ShipmanIn my experience with these units are very difficult to manage and people at the 30% level also create a new set of problems.

Many people miss out on things like this because they simply are not aware of these options.

If each property costs $200,000 and your only acquisition cost is a 25% down payment, you will need $850,000 (17 × $200,000 × 25%) in savings, an almost impossible amount for most people.

Even so, most people choose to buy coverage for things even if there's a 99% chance they won't need it.  

There are thousands of people on here who will give their opinions about different parts of the process, don't be afraid to ask for help! 

I am not a bankruptcy expert, but isn't that procedure used to release people from existing debt but not monthly expenses.  

Unless maybe that is counting people's $1M residences. or average price of homes in Austrialis is probably 1 mil or more. at least in the big cities

Heating costs go up in winter, as does electricity due to the reduced natural light and more people indoors.

A well connected agent can also tap into their network.. for instance, probate attorneys might know of people seeking short-term solutions.