I currently use Followupboss, prop stream, I alternate between calltools and mojo, I've also tried smarter contactIm looking for a CRM that incorporates all of this but Im not paying a crazy amount.  

So they are good paying retail.. we had 5 to 7 offers on each project .

Quote from @Josh Jung: surprised you haven't heard of RBP. it's like a mix of services you can offer to your tenants like renters insurance, virtual concierge, etc So the property manager/landlord pays for their renters insurance, and filters?  

As we all know, you are really paying for the commission in the purchase price. 

if you're W2 and full-time, hourly or salary, you should be able to go off your pay stubs for qualifying.

Then she still only makes 2% extra for taking the risk of you not paying versus a bank.

Having owned property in rockford its not a great appreciation area so getting a HELOC will probably take 5-10 years based on loan pay down and maybe some slight appreciation.

You then will pay some long term capital gains, but you also have to take depreciation recapture. 

and are you looking to walk away with cash or simply refinance (meaning paying off) what you owe? 

buy house  find renter rent house maintain house pray they pay rent and dont destroy it.