I think the answer to your question depends on the type of tenant you would be targeting.

She originally asked for 2 balloon payments.

But they should be able to quickly answer your fair housing question.

This is a legal question that your attorney should be answering, and if you don't feel your attorney can help you, find another one who can.

I can help you on Maui. your realtor should be able to answer all of these questions

For a $100,000 loan, we would have to charge 2 points ($2,000) for originating the loan.

Happy to connect if you have any specific questions you are looking to get answered or just want a general run down of the investing landscape here.

I'm originally from Tyler, so I'm familiar with the area and market, and I have some subcontractors in that region who might be able to help you and I am happy to make those intro's if still needed. 

Your answers demonstrate you've put some thought into this.

I guess to get a definite answer I'll have to cold call to get see if all these people are behind on their payment or it's just a standard practice behind some salesmen!