Like Tarik and Christine.. or than merril or any of the others. its a natural progression and the HUGE money is made selling the information. to be fair and balanced like Fox news.. there are always a % of folks that come through these trainings that do quite well and the money they spent forced them to take action.. its just the other 90% who spend the money and well never really do anything..

Again, I like the idea of a new fourplex, it just seems like you’re glossing over alternatives/possible problems. 1) You say you want to hold for cash flow instead of taking $120k cash by selling as soon as it’s built.

@Bruce Woodruff You’ve captured the unpredictable nature of real estate perfectly!

Items cannot be stacked against wall prohibiting natural air flow to guard against mold, etc ?? 

Facts, real world results, and human nature can't sway them because their understanding doesn't go any deeper than buzzwords and a conviction that if the whole world just thought like them then all the world's problems would be easily solved.  

Alternatively, you go to Market B where you can achieve BRRRR'S and buy and renovate $100K houses, each appraising for $140K and you repeat this 4 times over the course of a 2 year period.

And they will be scrappy by nature and certainly don't have that kind of downpayment laying around.Second, obviously is price.

Alternatively i could go for being a real estate broker and try to get experience in actual real estate without putting too much of my own skin in the game.

Money by its nature is symbolic.

I think a conversation with the loan officer's manager to see if a compromise/alternative can be worked out may be beneficial.