Buy in an area of the city where people are upwardly mobile so they will leave in a couple years as they have high paid tech jobs. 

If it's tight or you're uncomfortable with the tenant you have in there from a confidence perspective, especially if this is a first deal, maybe meet in the middle and get a lender at 75% or 77% (doesn't HAVE to be at 5% increments) that wont make you season, and leave a bit more money in the deal, but sleep better.Overall, if I cash flow well, have/keep reserves, and am comfortable I fixed everything in the house, I like to max out the LTV on refi.

My agent said it wasn't worth challenging because Nationwide is leaving the state.Our insur. agency sent a new proposal from Bass insur.

Now mainly because of this boat, he is Not paying rent for this month and wants to leave(I'm happy that he wants to go).

Forming little groups in the background to down vote certain individuals comments based on skin color, or religion, or perceived political leanings seems like something we could all do without on this forum.

I know the podcasts and books speak about being in a deal with zero skin in the game, but that is an outlier situation not the norm. 

But it's in your interests to make sure the property value makes sense and the borrower has skin in the game.

If the tenants leave cereal boxes out and the house gets overrun with ants, it's still your responsibility as the landlord to have pest control in place to prevent or treat the problem.

I found this property driving for dollars after leaving the barbershop 🤣 and noticed it was being trashed out.

Failure for the fire department to knowingly not enforce leaves the county liable if something happens.