Get a small inground fiberglass pool.No above ground pool unless you have a mobile home.

Health insurance, 401k, etc., and usually 8am-12/1pm daily. 

Loan pay down and depreciation.

This is a 3 story town home (detached) that shares a private sewage line with 7 other homes.

Property taxes and insurance costs are best obtained through local county websites or reaching out to insurers directly for quotes specific to the area.Tools like BP Pro and Reventure can be helpful for an overview, but it’s a good idea to validate their data against primary sources to ensure accuracy.

Would I go to the current owners bank to see if they would allow a subject to loan? 

I have recently switched my insurance from home owners to landlord policy.

I've seen many investors get burned because they failed to understand their hard money loan terms/rates, even if they did acquire what should have been a home run deal. 

We finally close with title insurance.14. seller is holed up  its a massive hoarder situation as bad as I have ever seen.15. another 6 months to get eviction.so about 30 months later we finally take possession and bull doze house and built three new homes.  250k in out for 30 months  another 30k in legal fees..

Who's name is the lease in, tenant or insurance company?