My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

Half of the people I met were in the military or worked in the base at some point.3.

Her half-siblings, who felt she didn’t deserve the property, were dead set against the sale and refused to cooperate.

Are you in the county, in the city, or in the mile limit for the city?  

I did end up having my dad help out, but I made the original payment and about half the remaining.

My business partner and I paid them $12,750 right after the roof was done, and this was for the total roof replacement plus half of the rest of the project.

From direct ACH, last place I thought of checking.I was suspicious though half way, but couldn't find any proof that I was charged $99 every month in his membership area, nor was there a cancel button, and there was barely any content in that area, so I thought I wasn't charged, further maybe I wasn't even a member, and stopped researching. 

Quote from @Mark Miles: Do folks use LVP in bedrooms too?

The good news is that your brother will be on the hook for half the costs since this likely happened when he was partial owner of the property.

There are far fewer opportunities for leaks to develop in the drain plumbing under the sink when there are less than half the amount of joints within the plumbing.